Disclosing Past Flooding or Storm Damage

Many homes in the Houston area have been through floods or storms. If yours has, you can still sell successfully. Honest disclosure and good documentation are the keys.

What the disclosure asks

The Texas seller's disclosure includes questions about:

• Past flooding and water penetration

• Floodplain location

• Flood insurance claims

• Assistance from FEMA or the U.S. Small Business Administration for flood damage

• Other past damage and repairs

Answer accurately. If you're unsure how to answer, consult a real estate attorney.

Gather your records

• Repair invoices and contractor information

• Permits for the work

• Insurance claim records

• Photos of the repairs

• Any mitigation reports

Show what's been improved

If you've made the home more resilient — raised systems, improved drainage, installed flood vents — document it. These improvements can reassure buyers.

Price for the market

Price using comparable sales, accounting for any flood history and the home's current condition. I'll help you find the right comparables.

Do I have to disclose past flooding when selling in Texas? The Texas seller's disclosure asks about past flooding, flood insurance claims and federal flood assistance. For legal questions about your obligations, consult a real estate attorney.

Can a home that flooded still sell well? Yes. Professional repairs, documentation and accurate pricing help buyers feel confident.